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The new form of MCP


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The need to confirm eligibility is understandable. But why would a government agency need consent to perform one of its basic functions?

By Ed Brown

Most households have received an MCP re-registration form (PDF) and the accompanying “encouragement” to submit the information in a timely fashion. Terms and conditions are less than prominently included on the back of the form, consenting to the collection of information by MCP and the release of any information by the care provider for “payment, eligibility confirmation and audit verification purposes”.

The need to confirm eligibility is understandable, especially since the re-numbering effort is ostensibly for “tightening controls” and weeding out more than 80,000 invalid subscriptions. But why would a government agency need consent to perform one of its basic functions?

Part of the answer is the Access to Information and Protection of Privacy Act, which limits how government handles information. An “identifying number… assigned to an individual” is included as personal information, which generally requires consent. On the other hand, the MCP Act requires everyone to register (although perhaps not to re-register. The "original" registration form has no such consent notice!). The authority for MCP to undertake these activities without consent (or to require consent) is not entirely clear, especially given the broad scope requested to “conduct any investigation and obtain information from any person… to determine and verify eligibility”. Added to the mix is the request for the beneficiary’s Social Insurance Number identification (another identifying number), signaling the kind of investigation MCP might consider appropriate for such determination/verification.

Putting aside the patient’s perspective, let’s consider the health care provider. If you think there’s patient information not relevant for billing purposes, you’re going to have a difficult time denying access now that MCP has written consent from the patient. There might not be many circumstances where this creates an issue (e.g., chart entries MCP actually wants), but it does echo a particular tone — effectively placing the insurance agency within the confidence of the patient-doctor relationship. This contrasts significantly with the efforts in U.S. legislation to keep private insurers out of this relationship.

The form first came to my attention when my wife asked for my SIN. Like most people (I suspect), she saw another government-mandated chore. With my usual professional skepticism I wondered if we should sign off. In response to “what should I do?”, I gave her an answer worthy of a lawyer working without retainer: “I'd have to give that some thought.” So, in the manner of all practical spouses, she signed the form and sent it in.

Since there is only one signature line for the entire family, I didn’t actually consent to anything. I guess I’ll find out if that matters when the new cards show up!

Ed Brown is a faculty member in the Computer Science Department of Memorial University and a member of the Bar of Newfoundland and Labrador. He has interests in both law and technology related to privacy.

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